Benjamin Franklin once said: "Remember that time is money." The Time Value of Money (TVM) just means that money in your hand right now is worth more than the same amount of money that you will receive in the future. The idea is that money available a...
Budgeting is Personal Finance 101. Just think about all the times you withdrew cash from the ATM machine or passed transactions from your credit card, so you had no idea where all the money went a couple days later. One of the main reasons developers...
This article is part of the series “What startup equity compensation means for developers” In the previous part, we've looked into the economic value of your options—how you should value them, and how dilution works. In this post, I'm going to show y...
It’s not a secret that most founders get most of the equity because they quit their jobs, fundraise money, or put on their own to start a venture. In most cases, developers can get some stock options plans along with a paid salary, for example, if th...
Besides podcasts, blogs, vlogs, etc. reading books is still something many software developers don’t want to miss. Although I have read many good books covering software engineering and other things in tech, I’m currently studying finances and invest...
When you just start investing, it is quite easy to make investment mistakes at the beginning. Unfortunately, investor-beginners lose money in investing because they have no clear cut goals, risk definitions, strategies. Hence, they underperform over ...
In today’s, in the past, and probably in the future world — the time is more valuable than money, and the right time waits for no one. Hence, we have to make the most out of it to succeed in life. Time is an extremely scarce resource. Every one of us...
As people, we have a superpower; it is the power of perception. As the famous saying goes, life is 10% what happens to us and 90% how we respond to it. There is so much to do in life. It offers you immense opportunities to grow, enjoy, become whateve...
If you read this post, chances that you are a software developer who is seeking financial advice for smart money-saving or investment or early retirement. https://twitter.com/orangebook_/status/1274257829612916738 📝 In this article: Why is it for s...
